Terms & Conditions

Updated 4/15/2021


Ownership of Site

Welcome to www.zoficash.com, including any linked websites and mobile applications (the “Site”). The Site is owned and operated by ZOFI CASH LLC and its subsidiaries including and not limited to Zofi Cash Services Limited and affiliates operating under the Zofi Cash brand (collectively, “ZOFI CASH,” “Company,” “we,” “our,” or “us”). These Terms govern your use of the Site and any of the products and services made available via the Site (“Services). Your compliance with these Terms is a condition to your use of the Site and Services. By using our Site or using or applying for a Service, you are agreeing to these Terms and the terms of our Privacy Policy. These Terms constitute a legal contract between you and ZOFI CASH governing your use of the Site and Services, to the extent not superseded by the terms and conditions of any contract we enter into with you for Services. Please see the “Additional Terms” section below for more information.

Website content and access

You are responsible for any steps necessary for you to have access to the Website. We reserve the right to shut down or change the Website, and any service or material that we provide on the Website, in our sole discretion and without notice to you. We will not be liable if, for any reason, all or any part of the Website is unavailable at any time or for any period.

While we take all reasonable care in preparing, maintaining and updating the information on this website, we do not represent or warrant (either express or implied) the accuracy, reliability or completeness of any of the website content. You acknowledge and accept that the website content may include errors. The website content is subject to change at our sole discretion without notice to you, and may not be up to date or accurate at the time you access it.

It is your responsibility to enquire with us directly to ensure the adequacy, accuracy and currency of the material or information you seek to rely upon. To the extent permitted by law, we disclaim all liability (including special, indirect or consequential loss) for loss directly or indirectly arising from your use of, or reliance on, the website or the website content.

We provide no guarantee that access to the website will be available or that the website is free from viruses or anything else which may damage any computer which accesses the website or any data on such a computer. We may from time to time restrict access to any part or whole of the website and its discretion.

By using this website, you agree to do so at your sole risk.

We have the right to (a) monitor your use of the Website, (b) take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website, and (c) terminate or suspend your access to all or part of the Website


We may, from time to time, make modifications, changes or additions to these Terms. You agree that your continued use of the Site or Services following the posting of such changes is your acceptance of such changes. Therefore, you should visit this page periodically to review any changes to the Terms.


The Services are not available to persons under the age of 18. BY USING THE SITE, APPLYING FOR OR USING ANY OF THE SERVICES, YOU REPRESENT AND WARRANT THAT YOU ARE AT LEAST 18. Not all Services are available in all geographic areas. Your eligibility for particular Services is subject to final determination by ZOFI CASH, its affiliates, and/or its partner lenders.

Your Representations and Obligations

(a) You may use the Website only for lawful purposes and in accordance with this Policy.(b) You promise that: (i) you are of legal age in your jurisdiction to contract with the Company; (ii) you will not use the Website in any way that violates any applicable federal, state, local or international law or regulation; (iii) you will not send, knowingly receive, upload, download, use or re-use any material which does not comply with the ‘Content Standards’ (defined below); (iv) you will not impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity; (v) you will not do anything that could disable, overburden, damage, or impair the operation of the Website or interfere with any person’s use of the Website; (vi) you will not use any robot, spider or other automatic program, device, process or means to access the Website for any unlawful purpose or in violation of this Policy; (vii) you will not introduce any malware, including but not limited to viruses, trojan horses, worms, logic bombs, rootkits or other material which is malicious or technologically harmful; (viii) you will not access or attempt to access data or files on the Website that you are not expressly authorized to access, and (ix) you will not co-brand or frame the Website or hyper-link to it without the express prior written permission of an authorized representative of the Company.

Reliance on information.

The information presented on or through the Website is made available solely for general information purposes. The information presented on or through the Website is subjective and is opinion, and the Company makes no representations or warranties whatsoever regarding the quality of the information. We do not make any statements regarding the accuracy, completeness or usefulness of this information. The advice and strategies contained herein may not be suitable for every situation. There may be errors and omissions on the Website or in its content. The Company is not engaged in rendering professional services. If professional advice or other expert assistance is sought, the services of a competent professional should be sought. Any reliance you place on such information is strictly at your own risk, and under no circumstances shall the Company be liable for any loss suffered as a result of such reliance. The Website includes content provided by third parties, including materials provided by other users and third-party licensors. We are not responsible, or liable to you or any third-party, for the content or accuracy of materials provided by any third parties


While you may use the Site without registering, certain functionalities or areas of the Site require you to register and create a username and password in order to access such portions of the Site. You may not share your username or password with others. You are solely responsible for (i) authorizing, monitoring, controlling access to and maintaining the confidentiality of your username and password, (ii) informing us, in writing, of any need to deactivate a username due to security, confidentiality or other concerns, and (iii) any charges or damages that may be incurred by use of your username and password, for any reason, until such time as you tell us to deactivate your account or other such notification that your account has been compromised or such other unauthorized use. We are not liable for any harm related to any authorized or unauthorized use of your username or password.

Information You Provide to Us

We collect information you provide to us, for example when you create or modify your account, register to use our Site, purchase products or services from us, request information from us, contact customer support, or otherwise communicate with us. This information may include: name; home address; email address; home, work, and mobile telephone numbers; bank and/or other account numbers; date of birth; National ID Number; driver’s license or other national, state, or government ID numbers; and salary and other financial information.

Information We Collect Automatically

Location / Geolocation Information and Your Internet Protocol (IP) address.

Have a question?

Not sure exactly what you’re looking for or just want clarification? We’d be happy to chat with you and clear things up for you. Anytime!

Call anytime


Email us

[email protected]